What are points and credits?

Explore what is a title fee, how it fits into closing costs, where to find it in your loan documents, and why knowing it helps you budget confidently. Read more

Should I lock my mortgage rate today? Here’s the answer. The best time to lock is when you find a rate you like after an accepted offer or when refinancing. Read more

Buying mortgage points can be an effective way to lower your monthly payments, but if you don’t plan ahead, you may not break even. See why. Read more