Resources

Mortgage rates are pulling back slightly today after recent volatility. See today's 30-year, 15-year, and ARM rates — and what the Fed's June 17 meeting means for buyers and refinancers.

A GSE streamline refinance would let homeowners with conventional Fannie Mae or Freddie Mac loans refinance faster — with less paperwork and potentially no appraisal. Here's what the proposed program...

Losing your job mid-mortgage application doesn't always mean losing the deal — but it does change the process significantly. Here's exactly what lenders do, what your options are, and how...

New homes are now cheaper than existing ones for the first time in decades — and builders are offering rate buydowns. Here's how to decide which is the right buy...

AI chatbots like ChatGPT and Perplexity are now answering mortgage lender questions. Here's how they decide which lenders to recommend and what it means for your search.

Today's mortgage rates for June 1, 2026: the 30-year fixed is averaging 6.54%. Here's what's moving rates, what it means for buyers and refinancers, and how to get the best...

An AVM — automated valuation model — is a computer-generated estimate of your home's value that lenders use instead of a full appraisal. Here's how it works, when lenders use...

For years, homeowners with sub-5% rates refused to sell. Now 1 in 3 spring sellers is listing anyway. Here's what the easing lock-in effect means for buyers in 2026 —...

Mortgage rates are holding in the mid-6% range on May 29, 2026. Here's where rates stand today, what's driving them, and what buyers and refinancers should know right now.

More than a quarter of first-time buyers got family money for their down payment. Here's what actually works if you're building yours on your own — programs, loan types, and...

Mortgage rates are easing for a third straight day on May 28, 2026. Here's where the 30-year fixed, 15-year fixed, and ARM stand today — and what's moving them.

Wondering why Better Mortgage can be a good fit for first-time homebuyers? Here's a close look at what Better offers — from low down payment loans to a fully digital...

Federal regulators have approved two new mortgage credit scoring models: VantageScore 4.0 and FICO 10T. Here's what changed, who benefits, and what to do before you apply.

Today's mortgage rates for May 27, 2026. See current 30-year fixed (6.62%), 15-year fixed (6.01%), and ARM rates — plus what's driving movement and how to lock in the right...

The Fed may raise rates again — but that doesn't mean your mortgage rate moves the same way. Here's exactly what a hike means for buyers and homeowners right now.

Cash to close is the total amount you need to bring to closing day — not just your down payment. Here's exactly what it includes and how to calculate it.

Today's mortgage rates, what's driving them, and what buyers and homeowners need to know right now. Updated daily by Better.

A 2-1 buydown temporarily lowers your mortgage rate for the first two years of your loan. Here's how the math works, who pays for it, and when it beats negotiating...

Rapid Rescore can update a credit score faster than usual, helping home buyers who just paid off debt improve their credit score sooner.

Nonconforming loans can offer outside-the-box financing for some buyers, but most first-time homebuyers need the safety and stability of conventional and government-backed loans.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.