Refinancing

Is cash-out refinance taxable? Learn how cash-out refinance taxes work, when interest is deductible, and smart ways to use your equity without surprise taxes.

How FHA MIP refunds work in 2025? See the chart, eligibility, how to calculate your prorated credit, what to consider before refinancing, and answers to FAQs.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.

Explore the types of refinance options available to homeowners. Learn how rate-and-term, cash-out, and other refinance types can help you save or access equity.

Discover alternatives on how to get equity out of your home without refinancing. Learn about HELOCs, home equity loans, and other flexible financing options.

Discover how a VA IRRRL can cut your rate and payment with fewer documents, no appraisal, and rolled in costs. Start your streamlined veteran refinance today.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Want to access the equity in your home? You have 2 options: taking out a second mortgage or doing a cash-out refinance. Let’s compare the benefits of both.

Learn the pros and cons of a cash out refinance to help you decide if the financial move is right for you.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.

Refinancing may help you save money and give you access to your home equity. Here are the pros and cons of refinancing, and scenarios when it makes sense.

Consolidate high-interest debt with a cash-out refinance from Better Mortgage.