Resources

Using a HELOC to consolidate debt can lower your rate — but it converts unsecured debt into a loan backed by your home. Here are the five key risks to...

Better offers HELOCs from $50K–$750K with a 620 minimum credit score on primary, secondary, and investment properties. Here's what makes Better stand out — and what to know before you...

FHA mortgage rates are running about 30 basis points below conventional right now. Here's who that rate gap helps — and when conventional is still the smarter choice in 2026.

PMI is tax deductible again starting tax year 2026, permanently reinstated by the One Big Beautiful Bill Act. Here's who qualifies, how much you can save, and how to claim...

Today's mortgage rates: 30-year fixed at 6.34%, 15-year fixed at 5.66%, 5/1 ARM at 5.64%. See what's moving rates on May 8, 2026 and what it means for buyers and...

A secured loan uses collateral — like your home — to back your borrowing. Learn how secured loans work, the types available, the risks, and how they compare to unsecured...

Mortgage rates are easing today, with the 30-year fixed averaging 6.44%. See today's current rates, what's moving them, and how to get the best rate available to you.

Today's mortgage rates, what's driving them, and what buyers and homeowners should know right now. Updated daily.

Thinking about getting a HELOC on an investment property? Learn how it works, key requirements, pros and cons, and discover alternative financing options.

Mortgage rates climbed sharply today as Strait of Hormuz tensions renewed inflation fears and the Fed held rates steady. Here’s what’s moving the market and what it means for buyers...

A 5/1 ARM gives you a fixed rate for the first 5 years, then adjusts annually. Here's how it works, what the rate caps mean, and whether it makes sense...

Tariffs on lumber, steel, and aluminum are slowing new builds and creating real risks for buyers under contract. Here's what a construction delay means for your rate lock, appraisal, and...

Cash offers don't automatically win. Here's how first-time buyers with financing can compete — and the one thing they have that cash buyers usually don't.

An assumable mortgage lets a buyer inherit the seller’s existing loan and interest rate — but only on FHA, VA, and USDA loans, and the process takes 60–90 days with...

Mortgage rates on April 28, 2026: the 30-year fixed holds at 6.32%. See today's full rate table, what's driving the market, and how to find your best rate.

Real estate can generate reliable passive income — and if you own a home, you may already have the capital to get started. Here’s how a HELOC can unlock your...

Starter homes are disappearing — but a new wave of AI-powered mortgage technology is making it easier and cheaper to get a loan on a smaller home. Here's what first-time...

Mortgage reserves are savings you keep after closing — lenders use them to verify you can cover payments if your income is interrupted. Learn how much you need, what counts,...

Loan to value ratio (LTV) compares your mortgage balance to your home's value. It affects your interest rate, whether you need PMI, and how much equity you can borrow against....

An ARM loan starts with a fixed interest rate for a set number of years, then adjusts periodically based on a market index. Learn how ARM rates work, what the...