Refinancing

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

What is an escrow account? Learn how it works, and why it helps protect buyers, sellers, and lenders. Discover the types, rules, and their real estate benefits.

Learn how title and settlement services help you close on a home, from title searches to insurance, escrow, and signing, plus what to expect at every step.

Protect your new home with safety measures designed to combat the risk of fire, carbon monoxide poisoning, flooding, and burglary.

Use this new home checklist to learn essential tips on safety, inspections, and address updates so you can settle in comfortably and enjoy your new home.

Feeling out of place after a move? Learn how to make a new town feel like home by meeting neighbors, exploring shops, and giving new adventures a try.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Homeowners who were previously denied a mortgage refinance may now qualify through RefiPossible™. You may save up to $3k/yr by lowering your monthly costs.

Trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? Here’s the difference, and how to figure out which home loan is right for you.

Better mortgages aren't “one-size-fits-all." Learn how to find a mortgage that fits your goals and budget with insights from founder and CEO Vishal Garg.

Learn what a closing package is, why it matters, and how it finalizes your home purchase so you can confidently navigate the last step of the mortgage process.

If you’re interested in a no-cost refinance, there are two ways to do it: Taking lender credits & rolling in your closing costs. Here we explore both.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

Don’t take the bait. Here’s a guide to being a better rate shopper and a primer on rates, credits, and “no closing cost” loans.